Here is list of documents that you will need to send to me for a mortgage pre-approval (for each applicant!):
If you are on commission/work overtime/self-employed:
copy of drivers licence (front and back)
copy of passport or SIN card
full credit report from Equifax. You can get it here: https://www.consumer.equifax.ca/personal/
Notice of Assessment for 2 recent years for every applicant
T1 General for 2 recent years
Articles of Incorporation or Business Licence (if applicable)
6 Months Business Banking Statements
2 recent pay stubs (if applicable)
If you are on salary:
copy of drivers licence (front and back)
copy of passport or SIN card
full credit report from Equifax. You can get it here: https://www.consumer.equifax.ca/personal/
T4 for previous year
Letter of employment
2 recent pay stubs
NOA (Notice of assessment) for previous year
Child benefits CRA statement (if applicable)
If you already have a property (properties), you will need to send the following:
1. Property tax Bill for a current year
2. Mortgage statement
SEND YOUR DOCUMENTS TO: [email protected]
Here is the link to calculators you can use to see different financial options and rates:
https://alexprice.ca/mortgage-calculator
Here is the link to my YouTube channel where you can educate yourself on real estate purchase/sale process:
https://www.youtube.com/channel/UCDP_K6bnrr1sdEOaDYy_5kA/videos?
Please give me a call anytime if you have questions: 647-403-4282, Alex Price, Broker